Extra Financial Support When You Need It Most

A serious illness can affect more than your health — it can also create unexpected expenses and time away from work. Critical illness insurance is designed to provide additional financial support following the diagnosis of certain covered conditions.

Depending on the policy, covered conditions may include:

• Cancer
• Heart attack
• Stroke
• Organ transplant
• Paralysis
• Other specified serious illnesses

How Critical Illness Insurance Can Help

Unlike traditional health insurance, which generally pays medical providers for covered care, critical illness insurance typically provides a lumpsum benefit directly to you when the requirements of the policy are met.

That money can generally be used however you choose, including for:

• Deductibles and other medical expenses
• Mortgage or rent payments
• Everyday household bills
• Travel related to treatment
• Childcare or caregiving expenses
• Lost income while you focus on recovery

Critical illness coverage may be available as an individual policy, through an employer or as an additional benefit on certain insurance policies.

A Little More Peace of Mind

We’ll work with you to understand your options and determine whether critical illness coverage makes sense as part of your overall protection strategy.